Forum Title: Should property owners show insurance exactimates to roofers?
TomB Said: ? Most of these Insurance specialists are barely roofers ? Most insist the owner give them the adjusters take-off and allowances before they quote the job. We do the opposite- I dont really care What'some adjuster or exactamate program comes up with ? Thats all rendered through ill-legit business practices anyhow, (i.e., sub-game, etc?..). [/quote] TomB posted this in another topic and it brings up an interesting dilemma. In N. Texas, insurance pays for most of the roofing jobs. In fact, even if the roof is old and worn out, I will tell the property owner to make a claim and 2 out of 3 times insurance will pay the claim. So, I always ask a potential client if insurance is involved. If it is, I ask for the adjuster?s paperwork before I give a price. Most hand it over without a hitch, but others refuse and ?just want a price?. I belI've the latter are trying to game me or the system, or both. In my experience, 1) the adjuster almost always makes a mistake, and 2) no property owner can understand what is written in the report anyway- all they see is the price. If it is an insurance job, after all, the price is between the roofer and the insurance company- the property owner is responsible for the deductible and any upgrades.
Category: Roofing Post By: P Stevenson (San Jose, CA), 02/18/2018

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